Who is eligible?

There are certain criteria you have to meet to apply for finance:

• At least 18 years of age.

• A permanent UK resident.

• In regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment.

• In receipt of a pension if you are retired.

• Able to confirm sufficient income if you are registered disabled.


Please be aware that even if you meet all these criteria you may still be declined.

Is a deposit required?


How much will it cost?


How much can I borrow?

What can I buy on finance?

The amount you can borrow depends on your individual circumstances. Finance is typically available on products with a minimum purchase amount of £400 and maximum purchase amount of £15000.

There is a range of finance options available from 0% APR to 19.49% APR over varying periods commencing with 6 months.


Try Ride-it-aways' finance calculator to give you an indication of how much your dream bike could cost you each month.

Yes, a minimum 10% deposit is required which must be paid for using a chip and PIN debit or credit card. The deposit can be increased to lower the finance amount and your monthly repayments.


How are payments made?


Who provides the finance?


All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the delivery of your goods, subsequent monthly payments will be due every month for the length of your agreement.

Finance is provided by V12 Retail Finance Limited, who are owned by Secure Trust Bank PLC, registered in England and Wales 541132. Registered office is One Arleston Way, Solihull, B90 4LH.


Any other questions?

If there's anything we haven't covered please do not hesitate to get in touch with the team.


Either pop into the store, phone 0151 606 0101 or email us.


Anything from bikes and accessories to components and clothing!


Have a look at our range of bikes, clothing and accessories.